As the year draws to a close, our schedules fill up with holiday celebrations, family gatherings, and wrapping up annual tasks. However, there’s one important item that should be on your year-end checklist: using your vision benefits before they expire.
Many vision plans, as well as Flexible Spending Accounts (FSAs), operate on a calendar year basis. This means that you might lose any benefits or funds that haven’t been used by December 31st. Here are a few steps to ensure you’re getting the most out of your vision benefits:
Schedule your eye exam
Regular eye exams are crucial for maintaining good eye health and can help detect issues early. Whether you need a routine check-up or have specific concerns, now is the perfect time to book an appointment with us at Kristin L. Campbell OD.
Use your vision plan
Check your plan to see what’s covered. Most vision plans cover an annual comprehensive eye exam and provide allowances for eyewear or contact lenses. Don’t let those benefits go to waste!
Make the most of your FSA
If you have an FSA, remember it’s a “use it or lose it” account. If you don’t use these funds before the end of the year, they won’t roll over into the next year (unless you have a grace period). You can use these pre-tax dollars for prescription eyewear, contact lenses, or even a new pair of prescription sunglasses. Now is the perfect opportunity to update your eyewear or try something new.
Consider your HSA
While Health Savings Accounts (HSAs) do not have the same “use it or lose it” rules as FSAs, using HSA funds for eye care can still be a smart financial choice. Funds in an HSA roll over year after year but utilizing them now can help you manage your current healthcare expenses effectively.
Book your appointment today!
Don’t wait until the last minute to take advantage of your vision benefits. Our schedule can fill up quickly at the end of the year, so book your eye exam in Delaware, Ohio as soon as possible to ensure availability.
To schedule an appointment or to learn more about how we can help you maximize your vision benefits, give us a call. We look forward to seeing you and helping you keep your eyes healthy and your vision clear!